Reliance Financial Group, LLC - Financial Planners, Investment Advisors, Portfolio Managers located in Birmingham, AL.

“I understand that establishing a relationship with a trusted and knowledgeable advisor is an important decision, one that takes time and consideration. Navigating the overwhelming number of financial services has become more difficult, increasing the need for professional guidance. My commitment to my clients is the assurance that you will consistently receive sound financial advice that is in your best interest.”

Alan Ryals is the President of Reliance Financial Group and head's RFG's retirement services division. Alan is also a financial consultant for the firm and in this role he specializes in helping employees of large corporations, such as Southern Company, understand and interpret their company benefits in order to help them achieve their goals.

Alan also has developed a specialty in working with retirees and those about to retire who want to protect their principal and help ensure that their money lasts. His practice focuses on helping pre-retirees and retirees avoid the most common financial mistakes.

An experienced professional, Alan strives to stay on the cutting edge of economic trends, current tax laws, and evolving investment philosophies to provide the highest quality of advice to his clients.

A graduate of The University of Alabama, Alan majored in Investment and Portfolio Management. He is currently a registered representative with Securities America, Inc., Memeber FINRA/SIPC and a Financial Planner with Securities America Advisors, Inc. Alan lives with his wife Donna, and their three children Chase, Dakota, and Crossan in Hoover and enjoys hunting, fishing, and boating.

Securities offered through Securities America, Inc., member FINRA/SIPC, B. Alan Ryals, Registered Representative. *Advisory Services offered through Securities America Advisors. Inc., an SEC registered investment advisory firm, B. Alan Ryals, Investment Advisor Representative. Reliance Financial Group and the Securities America companies are separate entities.

“Our core existence revolves around trust, candor, integrity, knowledge, passion, empathy, and understanding that enable us to organize and bring clarity to our client’s personal and business objectives. Our mission at RFG Private Client is to crystallize the goals and objectives our clients have for their family, business and community. We are a wealth advisory firm. I implement customized financial plans designed to create wealth for long term success.”

Hamilton P. B. Poynor is a Wealth Manager serving owners of private/closely held business and high-net worth families. Through RFG Private Client, Ham and his partners create solutions for wealth protection, business succession, executive benefit planning, charitable planning and professional asset management. Ham’s practice allows business owners to solidify their goals through business and personal perspectives. By working with each clients’ financial and legal professionals, a customized analysis is incorporated to manage the plan indefinitely.

Ham graduated from Auburn University with a Bachelor of Science degree in Economics in 1987. He has enjoyed working with owners of business since 1992. Ham is a member of the Estate Planning Council of Birmingham and currently serves on its Board of Directors as past President. He is a member of the Million Dollar Round Table and member of the National Association of Insurance and Financial Advisers. His civic contributions include membership in the Birmingham Sunrise Rotary Club, The Monday Morning Quarterback Club/Crippled Children Foundation, Adaptive Aquatics, United Way and St. Vincent’s Financial Advisory Committee. He and his wife, Kim, have three sons and reside in Birmingham, AL.

Securities offered through Securities America, Inc., member FINRA/SIPC, Hamilton Poynor, Registered Representative. *Advisory Services offered through Securities America Advisors. Inc., an SEC registered investment advisory firm, Hamilton Poynor, Investment Advisor Representative. Reliance Financial Group and the Securities America companies are separate entities.

Larry graduated with honors from the University Of Cincinnati. He enjoyed a very successful career in retailing and served in the senior management positions of senior vice-president, executive vice-president and president and CMO of both privately held and publicly traded retail companies. He has been pursuing his "second career" in wealth management and financial planning for the past decade.

Larry lives with his family in the Riverchase community and has been actively involved with his church, St. Peter's, as well as local charitable organizations.

Securities offered through Securities America, Inc., member FINRA/SIPC, F. Lawrence Angst, Registered Representative. *Advisory Services offered through Securities America Advisors. Inc., an SEC registered investment advisory firm, F. Lawrence Angst, Investment Advisor Representative. Reliance Financial Group and the Securities America companies are separate entities.

J. Ben Dixon
Wealth Manager / Vice President of Operations

Ben Dixon is a Wealth Manager serving the needs of families and individuals for retirement. Ben is a registered representative of Securities America, Inc., a registered broker/dealer and financial planner with Securities America Advisors, Inc., an SEC registered investment firm. Ben is also the Director of Compliance and oversees the day to day tasks of the representatives at Reliance Financial Group. He holds series 7 and 66 licensing and is also a series 24 registered securities principal. Ben majored in Logistics at Auburn University and entered the financial services industry in 2003. He has been an independent advisor for over four years. Away from work, in his leisure time, he enjoys golfing, fishing, and spending time with his friends and family. He is married to Kristen.

Securities offered through Securities America, Inc., member FINRA/SIPC, J. Ben Dixon, Registered Representative. *Advisory Services offered through Securities America Advisors. Inc., an SEC registered investment advisory firm, J. Ben Dixon, Investment Advisor Representative. Reliance Financial Group and the Securities America companies are separate entities.

"My goal is to create a partnership with each client and assist them in defining their financial goals in a way that will allow them to identify, evaluate, select, and monitor their investment and retirement portfolios. I understand that each one of my clients has different needs and desires, and my commitment is to insure that achieving their individual goals and understanding their concerns are the primary focus of our efforts."

Brad Kammanis a financial planner, who has focused his practice on risk based asset accumulation and management, the development and implementation of strategies for individuals and families in the distribution phase, and coordinating a team of experts to guide clients throughout their financial lives.

Brad has spent his entire career in the financial services industry assisting clients with preparation for retirement, evaluating their assets and pension alternatives with an eye on risk management, and maximizing the benefits of their work years.

Brad graduated from Indiana University with a B.S. in Operations and Systems Management in 1983 and entered the Financial Services industry in the early 2000's as an independent financial planner. He is married to Jenny and they have two daughters, Alex and Maddie.

Securities offered through Securities America, Inc., member FINRA/SIPC, Brad Kamman, Registered Representative. *Advisory Services offered through Securities America Advisors. Inc., an SEC registered investment advisory firm, Brad Kamman, Investment Advisor Representative. Reliance Financial Group and the Securities America companies are separate entities.

“We are instructed to be good stewards of the gifts we receive in life. Being a good and proper steward of the TRUSTplaced in me by the people I am honored to call my clients, is a high calling. It is a calling to which I am accountable. Working with people the way we do calls us to be involved in their lives, their businesses, their future. Relationships are thereby developed that transcend business and that enhance life.

A practitioner in the Financial Services business since 1985, Terry Bethea has built a business of working with individuals and financial institutions. Over his 23 year career Terry has developed a client base across Alabama and the nation. Terry works with individuals to develop accumulation and distribution plans to manage income and assets throughout the clients lifetime. With Financial Institutions, Terry works to implement executive deferred compensation plans.

Terry is married to the former Pamela Mollison. They live in Mountain Brook, Alabama. He is on the Administrative Council and the Finance Committee at The Metropolitan Church of God. Over his career Terry has received numerous Financial Industry Awards. He attended Samford University, in Birmingham, Alabama.

Securities offered through Securities America, Inc., member FINRA/SIPC, J. Terry Bethea, Registered Representative. *Advisory Services offered through Securities America Advisors. Inc., an SEC registered investment advisory firm, J. Terry Bethea, Investment Advisor Representative. Reliance Financial Group and the Securities America companies are separate entities.

Richard D. Thompson, CPA, CFP®
Senior Vice President of Corporate Services
Reliance Financial Group

“My desire for my financial services practice is to create a spirit of collaboration with each client. My passion is to see each person I work with achieve their long-term goals through a disciplined, time-tested approach. My personal commitment to each individual is to have the heart of a servant, to assist you with any financial decision you face, to communicate clearly in non-technical terms, and to excel in providing wise counsel.”

Richard D. Thompsonis a Wealth Manager serving the needs of successful business owners and high-net worth families. His independence allows for totally unbiased financial advice, with client goals and objectives at the heart of each recommendation. Richard’s practice focuses on developing comprehensive planning strategies for business owners and corporate executives.

Richard is a member of the Alabama Society of CPA’s and Secretary/Treasurer of the Financial and Estate Planning Council of Huntsville. He is on the finance committee of First Baptist Church Decatur where he and his family are members, and where he serves as a Sunday school teacher. He holds his CPA license in Alabama and his CERTIFIED FINANCIAL PLANNER™ certification.

Richard has spent his entire fourteen year career in the financial services industry. His previous experience includes serving as controller of the investment arm of a $40 billion bank-holding company and as a comprehensive fee-only financial planner for that same company.

Richard graduated summa cum laude from the University of Alabama with a B.S. in business administration in 1992. His civic contributions include serving as Vice President of the Rotary Club of Decatur Daybreak and previous volunteerism in United Way, Habitat for Humanity, and Junior Achievement. He and his wife, Katie, have two daughters and reside in Decatur, Alabama.

Securities offered through Securities America, Inc., member FINRA/SIPC, Richard D. Thompson, Registered Representative. *Advisory Services offered through Securities America Advisors. Inc., an SEC registered investment advisory firm, Richard D. Thompson, Investment Advisor Representative. Reliance Financial Group and the Securities America companies are separate entities.

Mark Elmore is a Registered Representative for Securities America and is responsible for assisting the President in the Retirement Services Platform for the firm. Mark joined RFG with over 25 years of operations and marketing experience. He previously held the position of business owner and operations manager/head professional at various private golf facilities throughout the State of Alabama. He holds several certifications including the State of Alabama Life and Health insurance license, the Series 6 Securities License, and the Series 63 State Regulatory license. Mark has a Masters Degree as an authorized golf instructor. He is a Class ‘A’ Member of the PGA of America. He is active in various civic and charitable organizations, was an instructor for the Minority Golf Clinic for C.I.T.Y. program. He is also very active in his church and is the R.A. Instructor and Adult Choir Member. He is married to Erica and they have two children, Keyton and Kennedy.

“My objective is to service and assist each client to achieve their long-term goals. I will always strive to treat the client with respect and integrity, and keep their best interest in mind.”

Andy Graffeo is a Registered Representative with Securities America, Inc. With over twenty-five years experience as a self-employed business owner and tax preparer, Andy has assisted many individuals and small business owners. He is a member of NATP. Andy attended UAB and completed the CFP course study. He holds several certifications including the State of Alabama Life and Health insurance license, the Series 6 Securities License, and the Series 63 State Regulatory license. Andyis active in various civic and professional groups, including the Hoover Chamber where he serves as Ambassador. He is also active at St, Peter’s Catholic Church where he serves on the board of the Knights of Columbus.

Joey is a Registered Representative for Securities America, Inc., and is licensed by the National Association of Securities Dealers to advise and assist investors. Additionally, he is licensed to assist people with insurance issues to best protect their estate values. He received his Bachelor’s Degree in Finance from Auburn University and started his financial career with a local Birmingham credit union before joining RFG.

Joey is a part of several civic and charitable groups including an active membership in the Shelby County Rotaract, Young Professionals of Birmingham, and the Trussville Lions club. He and his wife Sunny, who is a loan officer and photographer, enjoy active rolls at Church of the Highlands and reside in Chelsea, AL. Away from work, Joey enjoys reading, watching Auburn football, playing golf, and spending time with his wife and family.

Stephanie Reed is Director of Operations for Reliance Financial Group and is responsible for the day to day internal operations for the firm. Her duties also include human resource administration and finance administration. Stephanie was a founding member of Reliance Financial Group. She has over ten years experience in the financial services industry. Prior to joining Reliance Financial Group, she worked in consumer and commercial lending for five years. Stephanie is a graduate of Auburn University. She is married to Mark Reed and has two daughters, Hannah and Holly.

Jessica Rabon is Executive Assistant to Alan Ryals, President for Reliance Financial Group and is responsible for all administrative duties, including business processing, scheduling, and logistical duties assigned by the President. Jessica has been with Reliance Financial Group for five years. Jessica has a background in mortgage lending and ran the servicing department of a large mortgage banking company for over four years. She is an active member of Church of the Highlands and supports various civic and charitable organizations. Jessica attended Jefferson State Community College and University of Alabama. She has a young son, Tyler.

Barbara Carroll is Executive Assistant to Bobby R. White, CEO for Reliance Financial Group and is responsible for all administrative duties including business processing, scheduling and any other logistical duties for the CEO. Prior to joining RFG in 2005, she was employed by an international health services organization for twelve years the last five years of which she served as Territory Manager of Central and North Alabama. Barbara is active in various civic and charitable organizations. She attended Jacksonville State University. She has two daughters and is the Grandmother of Maison, Holden, and Ross.

Sheree Terry is the Executive Assistant to Senior Vice President, Brad Kamman. She is responsible for marketing development, all administrative duties, including, scheduling, business processing and logistical duties assigned. She is a graduate of the University of Florida with a degree in Business Administration, and her work experience includes a position as a Customer Service Representative with an Information Technology Company. Prior to joining RFG, she was a homemaker raising three sons, Dean, Evan and Philip. Sheree is active in her church community, various civic organizations, and in the local schools, serving as an officer for the High School Band.

Cynthia Fortner is Executive Assistant to Hamilton Poynor, Executive Vice-President of RFG Private Client, a division of Reliance Financial Group. She is responsible for all administrative duties including marketing development, scheduling and business processing. She is a graduate of The University of Alabama with a degree in Public Relations. Her previous work experience includes a position as Registered Representative and Branch Manager at TD Waterhouse Securities. She and her husband, Joey, have two daughters, Caroline and Catherine.

Biographies

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